Most insurers are forced to make a difficult tradeoff: review every submission thoroughly and absorb the cost, or triage quickly and risk missing something important. Until now, there hasn’t been a better way.
That’s why we built Geospatial Triage — a smarter, more cost-effective approach to submission management that gives underwriters comprehensive visibility across their entire pipeline, without paying for every file they review.
The Problem with Traditional Triage
Brokers send a significant volume of submissions that carriers and MGAs would never write. Yet underwriting teams still spend valuable time reviewing out-of-appetite risks, cleaning up messy SOVs, and manually assessing locations before they even know if a submission is worth pursuing. That costs significant time and money.
Underwriting begins with good data, and today, most teams simply can’t afford to get good data on everything they receive.
How Geospatial Triage Works
Getting started is straightforward. Simply auto-forward your submission email inbox to Ping, define any automated triage rules you want applied, and from there, Ping takes over.
Instantly, and at no cost, every submission is automatically processed through Ping.Extraction. For each one, your team receives:
- AI-Scrubbed Risk Summarization — a clean, structured summary of the submission risk, ready for review
- Triage and Preliminary Underwriting Rule Report — automated rule checks surfaced immediately so you know where each submission stands
- Robust Ping.Maps Geospatial Tool — a full geospatial assessment of the risk, including hazard exposure, location data, and AI-generated insights
This means your underwriters can assess every single submission that comes through the door — not just the ones you can afford to look at.
You Only Pay for Business You Want to Write
Here’s where Ping’s Geospatial Triage changes the economics of underwriting: you only pay for the submissions you choose to move forward with.
When your team decides a submission is worth underwriting, they simply move it to an Underwriting status or click “Get UW Ready File” in the return email. From there:
- Ping.Ready SOVs are returned instantly — already human-reviewed and ready to quote
- All other submissions receive a human-reviewed file in under 24 hours
The result is a straight-through processing workflow that eliminates redundant scrubbing work and dramatically reduces the cost of getting submissions quote-ready. Customers have seen scrubbing costs fall by up to 50-90%.
The Business Case
No more wasting time on submissions that are out of appetite. That’s time your underwriters can reinvest into the business they actually want to write.
Beyond time savings, Geospatial Triage helps you:
- Eliminate out-of-appetite spend — stop paying to clean and underwrite risks you’ll never quote
- Accelerate straight-through processing — Ping.Ready submissions require no additional scrubbing
- Make better decisions, faster — geospatial insights and AI summaries surface the right information at the right time
Built for MGAs and Carriers
Geospatial Triage is purpose-built for MGAs and carriers writing commercial property risks. If your team is frustrated by out-of-appetite volume, dealing with high decline rates, or simply looking for a more efficient path from submission to quote — Ping’s Geospatial Triage was designed for you.